Resources / Local payment methods / Germany
Germany
Region: Europe
Currency: EUR
Last updated: 2025-12-01
Launch first
- 1. Cards CardsSolid baseline, particularly for cross-border traffic.
- 2. SEPA Direct Debit Bank debitUseful for subscriptions and invoicing flows.
- 3. Giropay / Sofort Bank transferLocal pay-by-bank methods; prioritize based on segment.
Operational notes
- Direct debit mandates must be stored and surfaced for compliance.
- Refunds and chargebacks behave differently for bank debit vs. cards.
- Some PSPs alias Giropay/Sofort under broader ‘bank redirect’ methods.
Methods
All supported method types
Bank transfer / Redirect
- Giropay — Germany-local bank redirect
- Sofort — multi-country pay-by-bank
Bank debits
- SEPA Direct Debit — common for subscriptions/invoices
Cards
- Visa / Mastercard — important baseline acceptance
Next step
Planning a launch in Germany?
Take the assessment to get a recommended stack and rollout plan that includes methods and providers for Germany.