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Germany

Region: Europe Currency: EUR Last updated: 2025-12-01
Launch first
  1. 1. Cards Cards
    Solid baseline, particularly for cross-border traffic.
  2. 2. SEPA Direct Debit Bank debit
    Useful for subscriptions and invoicing flows.
  3. 3. Giropay / Sofort Bank transfer
    Local pay-by-bank methods; prioritize based on segment.
Operational notes
  • Direct debit mandates must be stored and surfaced for compliance.
  • Refunds and chargebacks behave differently for bank debit vs. cards.
  • Some PSPs alias Giropay/Sofort under broader ‘bank redirect’ methods.
Methods

All supported method types

Bank transfer / Redirect

  • Giropay — Germany-local bank redirect
  • Sofort — multi-country pay-by-bank

Bank debits

  • SEPA Direct Debit — common for subscriptions/invoices

Cards

  • Visa / Mastercard — important baseline acceptance
Next step

Planning a launch in Germany?

Take the assessment to get a recommended stack and rollout plan that includes methods and providers for Germany.